Insurance and investment planning, coordinated with your accountant and lawyer.
You have an accountant for taxes, a banker for loans and an agent for insurance. But who is looking at the whole picture?
From the chair to your practice, your corporation, your family and retirement. Each step can leak. Here is where.
If an injury or illness stops you, billings stop the same day. The bills do not.
Disability coverage built for your own occupation and sized to your real income.
Rent, payroll, lab fees and loan payments keep running. A few months off can drain years of savings.
Overhead expense and key-person coverage that keeps staff paid and lenders comfortable.
Money sits idle in the corporation, or gets invested without a plan, and tax slows its growth.
An investment and insurance strategy for corporate dollars, built with your accountant.
No clear rule for what to take out, save or pay down. Lifestyle quietly absorbs the difference.
A simple cash-flow plan, plus life coverage that protects your family if something happens.
Retirement and selling the practice get planned too late. That means fewer options and more tax.
A retirement and exit timeline, with estate planning that passes wealth on efficiently.
Lock in disability and life coverage while you are young and healthy, and plan your way out of debt.
Decide when to incorporate, start investing properly and get ready to buy a practice.
Protect the practice, put corporate dollars to work and pay yourself the smart way.
Time your exit, draw income tax-efficiently and pass on what you have built.
Dentists are my main focus. I also work with physicians and other health professionals with their own practice or professional corporation.
I'm Bhuvan, an independent insurance and investment advisor. Dentists usually come to me with one question: where is my money going, and is it working for me? I answer it in plain English.
We map how money moves through your practice before I recommend anything.
Two parts of one strategy, not two advisors who never talk.
I already work alongside professionals who serve dentists.
I recommend what fits you, not what sits on one company's shelf.
Over 15 years running my own business. Payroll and cash flow are familiar ground.
MDRT member, Master's in Management, Bachelor's in Statistics.
“He took the time to explain everything clearly and making sure I felt fully informed before making any decisions.”
“If you are looking to get an honest opinion about your insurance needs, look no further.”
“Every time Bhuvan has answered each and every question patiently. He is very knowledgeable and a wonderful person.”
“He provided a variety of solutions for my insurance needs and guided me as I went through the selection process.”
“Bhuvan is exceptionally knowledgeable in his field and provides guidance as per customer needs.”
Your practice, your goals and what is keeping you up at night. No pitch.
I map how money moves through your practice and corporation, then show you the gaps.
We put the right pieces in place with your accountant and lawyer, and review every year.
No. Many clients start with a second opinion. I work alongside your accountant and lawyer, and we only change what clearly needs changing.
It is the best time. Coverage costs less while you are young and healthy, and good habits make buying a practice easier.
Yes. Dentists are my main focus, but physicians with their own practice or corporation face very similar questions.
Nothing. It is 30 minutes, by video or in person, with no obligation.
Thirty minutes, no cost, no pressure. You will leave knowing exactly where you stand.